Accidents Caused By Uninsured / Underinsured Drivers Attorney in Hanover Park, Illinois

Was Your Accident Caused by An Uninsured or Underinsured Driver?

One in seven Illinois drivers has no car insurance, and thousands more carry only the minimum insurance. If such a driver caused your car accident, your own auto insurance policy may cover your losses. However, insurance companies are notorious for resisting these claims.

Maritote Law can intervene to hold negligent drivers and insurers to their obligations. We regularly recover compensation for victims of motor vehicle collisions through uninsured/underinsured motorist claims.

In a free consultation, attorney Mark Maritote can explain your personal injury rights and insurance coverages.

With Legal Help, You May Be Covered for This

Illinois law requires all drivers to carry liability insurance of at least $25,000 for injuries to others (a total of $50,000 per accident) and at least $20,000 for property damage to others. Most drivers carry higher coverage because the losses in a serious injury accident can easily exceed these figures. But many drivers carry only the minimum — or no insurance at all.

You probably have coverage under your own car insurance for these common scenarios:

• If the other driver was not insured, your uninsured motorist policy kicks in to pay your damages.

• If your damages exceed the at-fault driver’s coverage, your underinsured motorist policy pays the difference.

• If the other driver fled the scene (hit-and-run), it is treated as an uninsured motorist claim on your policy.

We Make Insurers Honor Your Policy

Recovering compensation through uninsured motorist/underinsured motorist (UM/UIM) coverage is not automatic. Without legal representation, your insurer may deny the claim or try to pay less. We document your losses and hardships, and if the insurance company will not settle for a fair amount, trial lawyer Mark Maritote will not hesitate to litigate on your behalf. We will also pursue the personal assets of negligent drivers when losses exceed the available insurance coverage.

To discuss your car accident claims with our Hanover Park personal injury attorney, call us or contact us online. We serve clients in the surrounding communities of Cook County and DuPage County.