Mistakes to Avoid After a Car Accident
When you’re in the middle of a traumatic car accident, it’s easy to make mistakes that can have long-term consequences.
With over 30 years in personal injury and wrongful death litigation, we at Maritote Law are here to help you avoid common pitfalls after a car accident. Read on to know more.
Not Having a Base Understanding of Illinois Laws
Understanding state laws can help you better handle the aftermath of a car accident.
Mandatory reporting: In Illinois, any accident that results in injury, death, or property damage over $1,500 must be reported to the police.
Fault-based system: Illinois operates under a fault-based system, meaning the driver found at fault for the accident is liable for damages.
Comparative fault: Illinois follows a modified comparative fault rule. If you’re found to be more than 50% at fault, you cannot recover damages.
Giving in to Panic
The moments immediately following an accident are critical. Staying calm and carefully assessing the situation can pay off big time. Here's what you should do:
Check for injuries: If you or someone else is injured, call 911 immediately. Your health and safety are the priority.
Move to a safe location: If the vehicles involved are causing a traffic hazard, move them to the side of the road if possible and turn on your hazard lights to alert other drivers.
Avoid confrontation: Tensions can run high after an accident. Avoid blaming or arguing with the other driver. It’s best to stay calm and collected.
Not Calling the Police
Failing to call the police is one of the biggest mistakes you can make after a car accident. Here are some reasons why calling the police is very important:
Legal documentation: An official police report establishes fault and is often required by insurance companies.
Accurate record: The police will document the scene, take statements, and file a report, which will provide an accurate, unbiased account of the accident.
Future claims: Without a police report, it may be difficult to file a claim or counter the other driver's version of events in case of a dispute.
Forgetting to Gather Important Information
This helps you get all the details you need to move forward with your claim.
Exchange details: Get the other driver’s name, contact information, insurance details, and driver’s license number. Also, note down the make, model, and license plate number of their vehicle.
Witnesses: If there are any witnesses, get their contact information. Their statements can support your version of events.
Take photos: Photographic evidence can be very helpful when filing claims. Take pictures of the scene, vehicle damage, and any injuries.
Admitting Fault
Admitting fault at the scene of an accident can complicate matters significantly.
Stick to the facts: When speaking to the police or the other driver, only share factual information. Avoid saying anything that could be construed as admitting fault.
Insurance implications: Admitting fault can impact your insurance claim. Leave the determination of fault to the professionals.
Legal consequences: In some cases, admitting fault can affect the outcome of any legal proceedings related to the accident.
Not Seeking Medical Attention
See a doctor immediately after an accident, even if the injury seems minor or insignificant.
Hidden injuries: Some injuries, like whiplash or internal bleeding, may not be immediately apparent. A medical professional can diagnose and treat these conditions.
Medical records: Having a medical record of your injuries is crucial if you decide to file a personal injury claim later.
Follow-up care: Your doctor can recommend follow-up care and help you understand the full extent of your injuries.
Not Contacting Your Insurance Company
Your insurance policy likely requires you to report accidents promptly.
Provide accurate information: Provide accurate and detailed information about the accident to your insurance company. Stick to the facts and avoid speculation.
Understand your coverage: Discuss your coverage with your insurance agent. Understanding what is covered can help you make informed decisions.
Follow up: Track your claim and stay in touch with your insurance company to ensure it is processed smoothly.
Not Contacting an Attorney
Consulting a lawyer can be beneficial, even if the accident seems straightforward.
Protect your rights: A lawyer can help protect your rights and fight for fair compensation.
Handle paperwork: Accidents come with a lot of paperwork. A lawyer can manage this while you focus on recovery.
Expertise: Lawyers can negotiate with insurance companies on your behalf and represent you in court if necessary.
Consult a Car Accident Lawyer in Hanover Park, Illinois
At Maritote Law, we bring over 30 years of trial experience to the table. Our knowledge, skills, and resources have enabled us to achieve favorable outcomes even in complicated personal injury and wrongful death cases. We aggressively fight for our clients in court and have extensive experience representing those involved in vehicle accidents.
If you’ve been in a car accident in Hanover Park, Cook County, Schaumburg, Bloomingdale, or Rosedale, Maritote Law, located in Hanover Park, Illinois, will guide you through every step of the process. Let's work together to get you back on the road to recovery.